The Financial Broker is the professional figure who performs the role of intermediary for the sale or purchase in the market on behalf of his own customers both private and public bodies such as large companies.
The profession of the financial broker is strongly detached from that of the insurance broker as the latter carries out the task of mediator between the customer and the insurance company, revealing a true professional finance able to identify the operation that can offering a consulting service that develops in absolute autonomy from the interests of insurance in such a way as to ensure the customer extreme transparency that can guarantee customers benefits in terms of earnings. This profession differs from the financial broker because his profession is defined as an intermediary who has the role of selling or buying in the market on behalf of third parties a product that is considered better and therefore proves more convenient in relation to the quality-price ratio for customer needs. The broker, then, tries to make its customers earn the safest possible way. To carry out this job, it is necessary, then, to have a very accurate and extensive knowledge of the financial markets, which is also accompanied by considerable economic expertise that allows us to understand the trends of the domestic and international markets.
Contrary to popular belief, to undertake the profession of financial broker does not necessarily need to be in possession of a degree, although this title is still a preferential requirement especially if you are led to choose economics and trade and law. Then, once you have a degree, it is advisable to go in search of an internship or internship to test your skills, after which you usually undertake a master's degree or an MBA, or a master's degree in business administration, considered one of the most famous masters in this field and based, then at the level that has been achieved, it is possible to undertake three different ways:
The financial broker, which is the role model in which one finds himself working in an international company and is based mainly on the ability to make his customers earn as much as possible;
The discount broker, a role that proves to be important even if limited profits are achieved. Usually, you receive a fixed salary and not on the basis of the commissions that have been generated as happens with the figure of the financial broker. The purpose of this profession is to assist clients without giving advice, therefore a profession based mainly on service rather than personal success. To carry out this activity, one must be aware of the most varied types of investment, unlike the broker that specializes in certain areas of investment;
Finally, there is the bank broker, a role that has the task of assisting customers of their bank.
Although it would seem to already be an adequate training, in reality, the path to becoming a financial broker is still long: in fact, in order to carry out this profession, you need qualifications that can be acquired in the form of exams; naturally the more exams you get the better our position will be:
The Series 7: examination that is managed by FINRA (Financial Industry Regulatory Authority) and that allows to acquire the qualification to exercise the stoker-broker or to obtain the authorization to sell all the securities and investments except in the real estate sector;
The Series 63, a test focused almost totally on capital management;
The Series 65, exam that enables the use of professional management platforms;
The Series 3, a test that allows the sale of commodity futures contracts or contracts in which we are obliged to exchange a certain quantity of goods at a pre-established date and at a certain price fixed previously during the contract;
The Series 31, the test that allows the sale of managed futures funds, that is, the investments defined as alternatives that make a decisive contribution to optimizing the risk profile and that of the customer portfolio performance as much as possible. After completing all the exams we are interested in obtaining, you can register with the FINRA / NFA and then enroll in the Securities Commission of each state and then obtain full qualification to practice as a financial broker.